Three years later, he is still paying off his debts.
三年后，他仍在还债。
例：
consumers struggling to repay outstanding debts.
很难还清欠款的消费者。
例：
reducing the country's $18 billion foreign debt.
削减该国180亿美元的外债。
2.?[U 不可数名词] 负债
Debt is the state of owing money.
双语例句
例：
a monthly report on the amount of debt owed by consumers.
一份有关消费者欠款数额的月报。
例：
Debt is a main reason for stress.
负债是造成压力的一个主要因素。
3.?[C 可数名词] 人情债
You use debt in expressions such as I owe you a debt or I am in your debt when you are expressing gratitude for something that someone has done for you.
双语例句
例：
He was so good to me that I can never repay the debt I owe him.
那时他对我太好了，我永远都还不清欠他的人情债。
例：
I owe a debt of thanks to Joyce Thompson, whose careful and able research was of great help.
我欠乔伊斯·汤普森一份感谢，他谨慎卓著的研究给予了我极大的帮助。
PHRASE. 习语
in debt
1.?负债/还清债务
If you are in debt or get into debt, you owe money. If you are out of debt or get out of debt, you succeed in paying all the money that you owe.
双语例句
例：
He was already deeply in debt through gambling losses.